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Change insurance: how to cancel the current policy.

AT GLANCE

  • Observe the notice period
  • If the cancellation is not made on time, the contract is usually renewed for at least another year
  • If possible, send the cancellation by registered mail
  • There are various ways of canceling the contract before the cancellation deadline expires
  • If the contract is canceled during the first year of insurance, the company can withhold the full amount of the premium

Personal assistance. Performance tailored. Good conditions. There are many reasons to choose Allianz and coming to us is very easy: Below we summarize the most important steps to cancel your current policy and switch to Allianz in all simplicity. We advise you to respect them all to be sure that the cancellation is valid. We look forward to seeing you.

How to cancel an insurance within the set deadline?

In order to cancel the current contract, it is necessary to observe the cancellation period and the expiry date of the contract, usually indicated in the General Conditions of the insurance policy. If the cancellation is not made on time, the contract is tacitly renewed for at least another year and the premiums must be paid.

The safest solution is to send the cancellation by registered mail. The receipt, in fact, shows that the previous insurer received the cancellation and took note of it. Despite this, however, we recommend that you also request written confirmation.

It is not the date of the postmark but the date on which the insurance company receives the cancellation, so it is good to take into account any delays due to holidays or holidays.

 To change insurance, the conditions and terms provided must be respected, otherwise the policy is automatically renewed.

When can I change insurance?

Opportunities must be exploited. There are many cases in which it is possible to switch to another insurance. Below is a list of the most common.

Change of insurance upon expiry of the contract

By submitting the cancellation within the specified time limits, usually three months before the expiry date, the contract with the previous insurance is terminated and it is possible to switch to Allianz. If the deadlines are not observed, however, the contract is tacitly renewed for at least one year, with the relative obligation to pay the premiums.

Change of insurance after a claim

In the event of a claim, the contract can be terminated. And change insurance. Attention: as a rule, you must cancel within 14 days from the date on which you become aware of the settlement of the claim – for example, by receiving a payment on your account or by the date indicated on the settlement letter from the company. insurance.

GOOD TO KNOW

If the contract is canceled during the first year of insurance or in the year following that of stipulation, the company can withhold the entire premium amount.

Change of insurance in the event of a premium increase

If the insurance changes the conditions or suddenly asks for a higher premium for the same benefits, the contract can be terminated. However, the insurance must notify the changes and the cancellation period in advance. If the insurance contract is not terminated in time, the changes are automatically deemed to have been accepted.

Change of insurance in the event of a change of vehicle or keeper

If they change the vehicle or the keeper, the car insurance can be changed or canceled at any time of the year. With the issue of the new license following the change of holder, and therefore also of the civil liability insurance, the previous contract lapses.

The change of insurance requires a new vehicle license, which is issued for a fee by the road traffic office of the canton concerned. Please note that the related costs vary depending on the canton.

Application for assignment

An apartment, insurance. When moving in together, it often happens that both partners already have a household contents insurance. By applying for a transfer, your advisor can try to get the current policy terminated with another insurance company.

Double insurance

Having two policies means having one too many. If you have twice insured the same risk, you should try to have one of the insurances canceled as soon as possible. However, cases of double insurance are not that rare. We have prepared a list of the most common cases of double insurance.

Change insurance immediately

If you follow the instructions above, you can cancel your policy without any problems. However, we recommend that you contact the insurance company to clarify any doubts.

For maximum convenience you can use ourscancellation form.

Of course, we are also at your disposal for the cancellation of another policy. And will take care of the administrative procedures for you as far as possible. Because it is important to us that you feel in good hands. From the beginning.

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